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15 Budget Friendly Ways to Invest In Your Self Improvement

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Things To Do In Your 20s For Personal Growth

Investing in yourself in your 20s can be a bit challenging.


It’s a new decade ahead of you, while it’s okay to have fun and party all year but how does one end up living intentionally?


Or having the life they want if it’s doesn’t involve planning your life, working on your personal goals, or investing in yourself in that matter.


There are some questions you need to ask yourself that will help you with your personal growth in your 20s.


How to start Personal growth in your 20s?
things to do in your 20s
Ways to invest in your in yourself in your 20s
Advice for your 20s


But for this post, I’ll only share 15 ways to invest in yourself 


15 Ways to Invest In Yourself In Your 20s



1- Personal development

Setting goals

If you want to work on your personal growth in your 20s first thing to consider is that you have to set goals that are actionable, measurable, and accountable.

Vision yourself in 5 years or even 10 years. It can be hard to imagine where you want to be when you don’t know what you want or what to set.

But, all you have to do is sit down and write everything you desire to achieve.

Could be anything from personal goals or career goals in your 20s.

Setting goals is essential for your personal growth.

And it’s the first step to invest in yourself. 

Let's start personal growth journey

(This post contains affiliate links, which means I may earn a commission if you decided to purchase through any of my links. Read for full disclosure)


Here are some tools to help you

Having the right tools will make your path more manageable.


Guided mediation: It’s even better than a normal meditation, especially if you are not into it. 


Journals: Having a good inspiring notebook or a journal will get you motivated to work on your goals. You will be more organized and you don’t have to be overwhelmed by what you have written and only focus on your goals.


Planners: Goals are most achieved when it’s planned and organized.

Here are some of my favorite planners


Being strategic will help you to achieve goals much more quickly. 


Related: How to Journal and Best Journal to Use

Related: How to plan for self improvement 


2- Find the right resources


Finding the right resources will make investing in yourself more enjoyable.

This will take more time from your end, there are a lot of resources out there and it can be daunting to figure out which ones are the best.

Related: The Best Self Improvement Resources That I use

Self improvement resources

Here are some of my favorite resources:

Better Listen : All in one resource ranging from motivational audios to guided meditation.

(pssst, they offer free meditation here)

Virtual Mentors: Not everyone can afford to have a mentor and most people are not into the idea of getting one.


But, the internet is there for a reason, Informations are available everywhere and a lot of mentors are out there putting their experiences and knowledge for FREE, use them.


TED Talks: Listening to inspirational talks can put things into perspective and will teach you a lot. they are people who were once in your position and managed to get out and be what they are today.


Podcasts: Another way to motivate you and inspire you to invest more in yourself. 

Books: Average CEO reads about 250 books a year, that’s how powerful they’re.

Related posts you might enjoy:


3- Set time for yourself

One of the best ways to invest in yourself is to always set a time to just be alone.


But, there is a difference between sitting alone and letting all negative thoughts arise and doing something useful for you.

Here are some of my favorite gifts you can buy for yourself. 


Me Time Activities


There is always something about visualizing that makes you feel good and it can help you get a clear vision of where you want to be in life from now. 

Put your headphone on and enjoy. 

Here is one of the first guided meditation I used.


There is something about meditation that makes you feel good about yourself, you will never know unless you try it.

Calm and Head Space can be a good starter for you.

Go outside:

Sometimes taking a walk in nature is all you need.

Self care for personal growth

4- Know Your Strength

Learn when to say Yes and No to the right things, set boundaries for yourself. 


Refusing doesn’t make you a bad person after all, because at the end of the day you’ll blame yourself.


Understanding your strength and weakness will make you a better person.


5- The Right Education


What if you realized that everything you want to accomplish or learn is always in a book? you wouldn’t stop reading, right? 


Education comes in all shapes and sizes 


You have to set time for the things that matter to you, you will be surprised by how much knowledge you gain from just reading (just like you are reading now).


You have a few options is to read books or listen to audiobooks.

(Better Listen offers a wide range of audiobooks FOR FREE, you can check them here)

Another way is to read summary books not the best way but they can help you get an idea of what the book is about and the main points of a certain book.

Optimize me

Four Minutes books

12 minutes book


Related posts:

Reading to self improve

6- Learn a skill

One of the things you need to do in your 20s and to help you with personal growth it’s to learn a skill.


Never stop learning.


Always keep an eye for new skills to learn and to develop yourself.

It will help you figure out what you want to do with your life and reach your life to the fullest.



Enroll in a free workshop 

Watch Webinars 



7- Step Up Your Health


Eat Healthily

Investing in yourself also means investing in your health.

We tend to get lazy and we don’t want to cook all the time or even think of what to cook.

But, you don’t have to cook anything fancy.

Save yourself time and use free tools.




8- Nourish Your Body

There are lots of ways to nourish your body but the best of them all is to just move your body.


It doesn’t have to be anything intensive it could be a quick running, walking, do yoga, or a quick HIIT. 


And the best thing is you can even do it while staying at home. 


Chole Ting 

Fitness Blender 

Do You Yoga

There are lots of free fitness out there but those are the best ones.

One of the best ways to invest in yourself

9- Self Care

It’s not all about bubble bath (no bun intended) 


Self-care is one of the best investments that you can do for yourself, it makes you relaxed and feels good about yourself.


One of the best personal growth tips you need to realize is that self care is a must in your 20s, there are many forms to self care and the best of them is emotional self care.


10- Sleep More

Your future depends on your dreams, so go to sleep. 


I’m sure you already know sleep is essential.


Productivity and creative ideas start to happen while you sleep and keep flooding when you had a good sleep and well-rested.



Sound Sleep:  Sometimes we need a little boost to make us sleep better.

Youtube Sleep Sounds:  You now know YouTube is your best friend.

Sleep time is essential

11- Expand Your Memories

You probably heard that it’s best to spend money on memories and not things.


This couldn’t be more further than the truth, if you want to spend your life to the fullest in your 20s, you have to create quality memories. 


You have to go out there and expose yourself to whatever you can, you will never know where you will end up.


Create memories just for you, you will never regret spending money on something that made you happy.


12- Relationships

Investing in yourself includes other humans as well.


Spend more time with your family who will be able to support you to encourage you throughout your journey but not everybody has their support from their parents or family.


You can build relationships with people who are around you and willing to push you.


Because friends are the family you choose.


Be selective and meet people who are open-minded like you and will be happy to push you further.

Related: Habits to include into your daily life 

Healthy Relationships can help you to self growth



13- Detox

When we were younger we used to be creative and go out more often and sometimes we get the best ideas.


But now none of that seems to happen anymore. 

Why is that?


Phones take that creativity away from us. Our brain is always filled with content and information from what we see on social media. 


I’m sure you probably aware of that but maybe that’s your call.


Give yourself at least 2 hours without checking your phone.


If you work from home and you have your phone or laptop you can use social media blockers such as media blockers for chrome.

14- Let Go

Let go of the things that no longer serving you, whether it’s an old friend, coworkers, or family issues.


Learn to let go of these things that don’t serve you well, will give you peace, and give you time to reflect better on yourself instead of having a battle inside your head of why this keeps happening to you.


Simple Exercise

On a piece of paper make a list of all people that come to your mind and next to each name put an arrow, negative people arrow down positive people arrow up.


You also want to write the good and the bad about each one, then tear the paper apart or throw it and forget about it.


This will help you to pour out your thoughts on paper instead of leaving it in your head.


Good feeling at the end.

Let go in order to grow

15- Be Kind

Being kind is without a doubt one of the things you must do in your 20s and any other time.


You become happier and feel fewer negative emotions about yourself.


It will definitely have a big impact on the people around you.


Things you can do 

Volunteer to shop for one of your neighbors.


Cook a meal for your loved ones or family. 


Help your family or siblings.


Offer to walk a pet for your neighbor.

Bonus Tip

Save Money

By the age of 30 most people end up going into debt (sad I know) but this doesn’t have to be you, you can start to save some money whether that’s on your own or through credit saving.


Join A Challenge 

The best thing you can do to start your 20s right is to join a challenge where it will help you with your personal growth and self improvement, and lucky for you there is a challenge just about that:

30 days self improvement challenge will help you with your personal growth journey and you will be able to have the right self improvement plan just for you.


Related how to invest in yourself in your 20s: 

15 Budget Friendly Ways to Invest In Your Self Improvement


Would you care to share?


Hi, I'm Amira and I run the website The Self Art for creative women who want to work on self improvement and becoming their best version by setting goals with a fun twist.

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This Post Has 17 Comments

  1. Lara

    Loved this post! It really motivated me to start investing time on myself <3 Love your blog

    1. Amira

      Thank you <3 . Glad to have you here.

  2. Jenny

    Some great tips here. It’s super important to make time for yourself, especially in the crazy times we’re living in.

    1. Amira

      True. I think it’s the prefect opportunity to start invest in ourselves in those times, thank you.

  3. Lori

    This is a great post! I love how you encourage people to care about themselves but it is not just self serving because in turn you are a blessing to others. Thanks for sharing.

  4. Ana

    I agree! Investing in yourself isn’t always about the money you put down but more about how much time and energy you dedicate. As you said investing in yourself is also about setting goals and creating relationships with others.

  5. Rodha

    Such amazing tips throughly loved reading this post I can relate to so many of these tips. At the moment I have been loving listening to podcasts because I’m constantly busy and to empower and motivate myself I listen to podcasts every opportunity I get.

    1. Amira

      Thank you for taking time to read.

  6. Jaymee

    I love every part of this. I have been trying to come into my own and make more time for myself, and reading this was very reassuring.

    I appreciate you! Thank you for being a part of my journey!

    1. Amira

      Hey Jaymee, It’s lovely to have you here! Glad to know I could help.

  7. Brie

    This post is amazing! I would agree with every single point you made. My favorite is being kind to others. Giving provides more satisfaction than receiving!

  8. Katrina

    These were really great tips! I’ll have to intuitively spend more time investing in myself. You gave some great pointers.

  9. The Cheetah Buzz

    I love setting time for myself because sometimes when I am so busy or feeling overwhelmed, I forget that I need time to take care of me as well. The Calm app has been so great to use. I love the rain sounds and the fireplace sounds. It places me in the right mood to relax and regain the energy that has been lost. – Josie xxx